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How To Apply For FG’s Loan To Buy Phones, Laptops: Requirements, Eligibility, Key Details

The federal government has opened applications for its newly launched Credit for Laptops, Internet, Connectivity and Knowledge Digital Devices (C.L.I.C.K.D.) Programme, giving Nigerians an opportunity to acquire laptops, smartphones and tablets through affordable credit.

The initiative, implemented by the Nigerian Consumer Credit Corporation (CREDICORP) in partnership with the Federal Ministry of Communications, Innovation and Digital Economy, was unveiled on Tuesday in Abuja by the Minister of Communications, Innovation and Digital Economy, Dr. Bosun Tijani, alongside CREDICORP Managing Director and Chief Executive Officer, Uzoma Nwagba.

The scheme is designed to expand access to digital devices by allowing eligible Nigerians to spread payments over time instead of paying the full cost upfront. The first phase prioritises locally assembled laptops as part of the government’s push to support local manufacturing.

Here are seven things to know about the programme:

Interested Nigerians can begin the application process by visiting the official C.L.I.C.K.D. portal at credicorp.ng/clickd and selecting the “I’m Interested” option.

The application form requires applicants to provide:

Applicants are also required to state whether they belong to a recognised digital talent programme. Available options include:

Applicants can indicate the type of device they want to purchase through the credit scheme. Available options include:

The application allows users to select one or more reasons for requesting a device, including:

Before submitting the application, applicants must:

Although the application portal is open, the current 1,000-laptop pilot is limited to beneficiaries of the Federal Government’s 3 Million Technical Talent (3MTT) Programme.

According to CREDICORP Managing Director Uzoma Nwagba, the rollout began in Abuja, where 77 beneficiaries received laptops, while the remaining devices will be distributed to eligible fellows across other states in phases.

However, the application form also lists other digital talent programmes such as Andela Learning Community, ALX Africa, HNG Internship, Learn2Earn, AltSchool Africa and Genesys Tech Hub, suggesting participants in those programmes may become eligible as the initiative expands, although CREDICORP has so far publicly confirmed only 3MTT fellows for the current pilot.

CREDICORP has not yet disclosed key financing details for the scheme, including:

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