Optimus Bank Limited, a fast-growing Nigerian National Commercial Bank, has reported strong audited financial results for the year ended December 31, 2025, delivering robust growth across key performance indicators and reinforcing the strength of its business model.
Gross earnings rose by 73.53% to ₦50.67 billion from ₦29.20 billion in 2024, driven by growth in core banking activities, improved asset yields and increasing customer adoption across key segments.
Operating income grew strongly by 82.02% to ₦42.75 billion, demonstrating the strength of the Bank’s earnings capacity, while profit before tax increased by 69.94% to ₦24.14 billion, highlighting the Bank’s ability to translate revenue growth into stronger profitability.
Balance sheet stood at ₦286.02 billion, gross loans rose by 137.19% to ₦118.16 billion, reflecting stronger credit support to businesses and key productive sectors of the economy.
Customer deposits closed at ₦114.12 billion, reflecting sustained customer confidence and deepening market acceptance. The Bank maintained a sound liquidity position, with a liquidity ratio of 101.52%, providing headroom to support business growth and strategic initiatives.
Commenting on the results, Ademola Odeyemi, Managing Director/Chief Executive Officer, said: “Our 2025 performance reflects the strength of our execution and the resilience of our business model. We delivered strong growth across key financial indicators while maintaining discipline in risk management and operational efficiency.
“These results reflect the continued success of our digital-first strategy, which is accelerating customer acquisition, deepening engagement and enhancing service delivery across our platforms, while positioning the Bank for sustainable scale.”
“As we look ahead, we remain focused on scaling our operations, deepening customer relationships and leveraging technology to deliver innovative financial solutions that support economic growth.”
With strong earnings momentum, growing balance sheet strength and a solid capital base, Optimus Bank remains well positioned to accelerate growth, deepen market presence and deliver sustainable long-term value to customers, shareholders and stakeholders.
Optimus Bank Limited is a fast-growing Nigerian National Commercial Bank committed to delivering digital-led financial services, deepening financial inclusion, and supporting economic growth across the country.
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